Digital Inclusion for Economic Empowerment: Transforming Livelihoods in Vulnerable Communities

Authors/ Publisher: Md. Rakibul Hafiz Khan Rakib/Md. Masud-Ul-Hasan

Abstract:

Abstract

Expanding digital access is crucial for improving the livelihoods of vulnerable communities. Digital tools such as the internet, social networking sites (SNSs), mobile financial services (MFSs), and product tracking systems provide individuals with skills, resources, and opportunities to reduce unemployment, generate income, and break the cycle of poverty. While there are numerous ways to leverage digital access for upliftinglivelihood, this study focuses on e-commerce as a means to market community-based local products. This study investigates the challenges, opportunities, and potential solutions for e-commerce adoption, primarily through SNSs, among trained and supported vulnerable entrepreneurs. Quantitative data were gathered from these entrepreneurs, while qualitative insights were obtained from vulnerable entrepreneurs, university faculty and NGO executives. The study identified key opportunities, including the promotion of unique and authentic products, cost-effective global reach, endorsements from niche communities, access to learning resources, and the ability to build brand identity through storytelling. However, several challenges hinder e-commerce adoption, such as a lack of self-motivation and confidence, limited digital literacy and internet access, limited funding opportunities, weak marketing strategies, and trust issues among consumers. To overcome these barriers, the study suggests microcredit and digital grants, affordable training, community digital centers, influencer collaborations, and cost-effective shipping partnerships. Policy recommendations aimed at boosting e-commerce adoption through SNSs, creating new economic opportunities and driving socio-economic development were also suggested.